When anyone opens a current account at a bank, he is lending the bank money, repayment of which he may demand at any time either in cash or by drawing a cheque in favour of another person.

当一个人在银行开设账户时，他实际上是在把钱借给银行，而且他有权利随时用现金或开支票给其他人来偿还这笔钱。